About Citizens Finance Trust Bank Life Insurance

Telephone protection advice is a focused advice service where we will evaluate your protection needs and provide you with written recommendations suited to your requirements.


  • Access to very competitive providers in United State market
  • No advice fee
  • No obligation to undertake our recommendations

Other financial advice

Should you require any other financial advice such as investment, pension or estate planning we could put you in contact with a Citizens Relationship Manager who will be happy to discuss our full financial advice planning service which will be subject to eligibility.

Financial and other eligibility criteria apply. Fees apply.

Are you eligible?

Telephone protection advice can be undertaken with customers providing they are aged 18 or over, US resident and present in United State at the time advice is given.

What types of cover can we help with?

These are the types of cover we can help with:

  • Life: a lump sum or monthly income for your family if you die or become terminally ill
  • Critical Illness: a lump sum for you if you are diagnosed with a listed critical illness
  • Income: monthly income for you if you are unable to work due to sickness or injury
  • Life with Critical Illness: lump sum for your family if you die or are diagnosed with a critical illness, whichever happens first

Arrange an appointment

Over the telephone

To arrange a telephone meeting with an Citizens Wealth Adviser call us on +1 (585) 672-4251.

Or email: [email protected]


To arrange a face-to-face meeting with a Mortgage and Protection Manager call us on +1 (585) 672-4251*.

*Our opening hours are Monday to Friday 9am to 6pm (excluding public holidays). Calls may be monitored or recorded for training and quality purposes.